{"product_id":"home-purchase-affordability-mortgage-analyzer-complete-excel-workbook","title":"Home Purchase Affordability \u0026 Mortgage Analyzer — Complete Excel Workbook","description":"\u003ch2\u003e🏠 The Ultimate Home Purchase Decision Tool\u003c\/h2\u003e\n\u003cp\u003eBuying a home is the biggest financial decision most people will ever make. Don't navigate it blind.\u003c\/p\u003e\n\u003cp\u003eThe \u003cstrong\u003eHome Purchase Affordability \u0026amp; Mortgage Analyzer\u003c\/strong\u003e gives you a complete, professional-grade toolkit to evaluate every aspect of a home purchase — from \"Can I afford this?\" to \"Is this the right property?\" — all in one beautifully formatted Excel workbook.\u003c\/p\u003e\n\n\u003ch3\u003e📋 What's Included — 8 Powerful Tabs:\u003c\/h3\u003e\n\n\u003ch4\u003e1. 📊 Dashboard\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eKey metrics at a glance: max home price, monthly payment, LTV ratio, total interest\u003c\/li\u003e\n\u003cli\u003eQuick tips from experienced buyers\u003c\/li\u003e\n\u003cli\u003eNavigation guide to use all tabs effectively\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e2. 🏦 Affordability Calculator\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eIncome-based affordability using 28%\/36% front-end and back-end DTI rules\u003c\/li\u003e\n\u003cli\u003eFactor in all debts: car loans, student loans, credit cards\u003c\/li\u003e\n\u003cli\u003eDown payment constraints analysis\u003c\/li\u003e\n\u003cli\u003eReal-time debt-to-income ratio calculation\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e3. 🏦 Mortgage Calculator\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eFull monthly payment breakdown: Principal \u0026amp; Interest, Property Tax, Insurance, HOA, PMI\u003c\/li\u003e\n\u003cli\u003eLifetime cost summary: total interest, total cost of ownership\u003c\/li\u003e\n\u003cli\u003e15-year vs 30-year comparison with interest savings calculation\u003c\/li\u003e\n\u003cli\u003eUses Excel's built-in PMT function — change rate, term, or price and everything recalculates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e4. 🏘️ Property Comparison\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eCompare up to 3 properties side by side\u003c\/li\u003e\n\u003cli\u003eProperty details: size, beds, baths, year built, lot size\u003c\/li\u003e\n\u003cli\u003eAutomated cost analysis: monthly P\u0026amp;I, tax, insurance, HOA, maintenance\u003c\/li\u003e\n\u003cli\u003eTotal monthly cost, price per square foot, 5-year total cost comparison\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e5. 📋 Closing Cost Estimator\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eDetailed breakdown of lender fees, third-party fees, and prepaid items\u003c\/li\u003e\n\u003cli\u003eAuto-calculates based on purchase price\u003c\/li\u003e\n\u003cli\u003eShows closing costs as a percentage of purchase\u003c\/li\u003e\n\u003cli\u003eCalculates total cash needed at closing (down payment + closing costs)\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e6. ⚖️ Rent vs Buy Analysis\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003e5-year cost comparison: renting vs purchasing\u003c\/li\u003e\n\u003cli\u003eYear-by-year cumulative cost breakdown\u003c\/li\u003e\n\u003cli\u003eEquity built calculation\u003c\/li\u003e\n\u003cli\u003eHome appreciation projection\u003c\/li\u003e\n\u003cli\u003ePotential net gain from buying\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e7. 📊 Amortization Schedule\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eComplete 30-year year-by-year amortization table\u003c\/li\u003e\n\u003cli\u003eBeginning\/ending balances, principal \u0026amp; interest split each year\u003c\/li\u003e\n\u003cli\u003eCumulative principal and interest tracking\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch4\u003e8. 🎯 Down Payment Savings Plan\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eMonthly and bi-weekly savings targets to hit your down payment goal\u003c\/li\u003e\n\u003cli\u003e24-month projection with progress tracking\u003c\/li\u003e\n\u003cli\u003e8 actionable tips to accelerate your savings\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003e✨ Features:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e✅ Fully editable — change any input and all calculations update automatically\u003c\/li\u003e\n\u003cli\u003e✅ Professional formatting with color-coded sections\u003c\/li\u003e\n\u003cli\u003e✅ Built-in Excel formulas — no macros required\u003c\/li\u003e\n\u003cli\u003e✅ Works on Excel, Google Sheets, and LibreOffice\u003c\/li\u003e\n\u003cli\u003e✅ Pre-filled with realistic sample data — just customize to your situation\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003e👤 Perfect For:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFirst-time homebuyers evaluating affordability\u003c\/li\u003e\n\u003cli\u003eAnyone deciding between renting and buying\u003c\/li\u003e\n\u003cli\u003eBuyers comparing multiple properties\u003c\/li\u003e\n\u003cli\u003eAnyone planning their down payment savings strategy\u003c\/li\u003e\n\u003cli\u003eReal estate professionals advising clients\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003eInstant download — start analyzing your home purchase today.\u003c\/strong\u003e\u003c\/p\u003e","brand":"AutoIntel","offers":[{"title":"Default Title","offer_id":51569996300578,"sku":"AUTO-HOME-ANALYZER-001","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0997\/5804\/7522\/files\/10095474770210_cover.png?v=1777247744","url":"https:\/\/0cf4it-1x.myshopify.com\/products\/home-purchase-affordability-mortgage-analyzer-complete-excel-workbook","provider":"AutoIntel","version":"1.0","type":"link"}